Government Employee Pension & Commutation Calculator (OPS & NPS)

Calculate your OPS/NPS monthly pension, gratuity, and commutation value. Accurate benefits estimator for Central & State Govt employees.

About This Tool

Estimate your monthly pension, family pension, retirement gratuity, and maximum commutation lumpsum under Old Pension Scheme (OPS) and Unified/New Pension schemes with precision. Built according to 7th Pay Commission pension rules.

Key Features & Benefits

  • Calculates 50% Basic Pay pension and 30% Family Pension entitlements.
  • Computes maximum 40% commutation lump-sum payout using official age factors.
  • Accurate Qualifying Service rounding up to 33 years maximum benefit.

How to Use

  1. Enter your Last Drawn Basic Pay and applicable Dearness Allowance (DA).
  2. Enter your total Qualifying Service years and age on next birthday.
  3. Instantly review your monthly pension, commutation amount, and reduced pension.

Frequently Asked Questions (FAQs)

What is the qualifying service required for full pension?

Under current 7th CPC rules, 20 years of qualifying service is required for full pension (50% of last pay).